Scott Morgan

Reporter, Producer
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Scott Morgan is the Upstate multimedia reporter for SC Public Radio, based in Rock Hill. He cut his teeth as a newspaper reporter and editor in New Jersey before finding a home in public radio in Texas. Scott joined SC Public Radio in March 2019. His work has appeared in numerous national and regional publications as well as on NPR and MSNBC. He's won numerous state, regional, and national awards for his work including a national Edward R. Murrow.

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Stories

  • Some lenders, says South Carolina consumer lawyer David Maxfield, intentionally overcomplicate simple formulas in their contract as a way to mystify borrowers. Eventually, you're supposed to get flustered enough to just ask them what the total bill is. Maxfield says it's easy to lose your money if you don't know what exactly you're supposed to be paying.

    InDebted: Super-sophisticated, overcomplicated, and extra-obfuscatory.

    April 13, 2023
    Have you ever bought a car from a dealer? New car, used car (excuse me: preowned vehicle), it doesn’t matter. Either way, you’re about to sign page after page after page of dense paperwork you’re not really going to read. And if you do read it, says David Maxfield, consumer...

  • InDebted Explainer: Poverty, health insurance, TANF, and medical debt in South Carolina

    April 10, 2023
    First the good news – South Carolina, according to a 2022 report by Forbes, is the least-expensive state south of Virginia in which to get medical care. The average cost of health care per person in South Carolina is $8,362. South Carolina also has one of the lowest rates of...
  • Medical debt is South Carolina's largest individual debt problem. A higher share of residents than any state except West Virginia have medical debt in collections here, but the real amount of medical bills owed isn't known; it's often masked as credit card debt or in short-term loans.

    InDebted: South Carolina’s medical debt is 2nd-worst in the US

    April 07, 2023
    If you took everyone in South Carolina and smooshed us all down into 100 total people, 22 of us would have medical debt that’s ended up in collections. And if none of us where white and you smooshed us down into 100 total people, 28 of us would have medical debt that’s ended...
  • How to lose your home by getting sick

    How to lose your home by getting sick

    April 06, 2023
    This article is part of the series InDebted — South Carolina Public Radio's deep dive into the ecosystem of debt in the Palmetto State. “Michelle Strickland” isn’t Michelle Strickland’s real name. She doesn’t want the world to know her real identity. She does, however, want...

  • Episode 6: The Sick and The Debt

    April 05, 2023
    For many South Carolinians, large medical expenses can change their lives completely. In fact, the Palmetto State currently has one of the highest levels of uninsured of any state. On this episode of InDebted, we look at medical debt in South Carolina and the very high cost...
  • Cigarettes, alcohol, even jigsaw puzzles come with warning labels. But loan that can smother whole families do not. One USC professor would love to see that change.

    What if payday loans came with warning labels?

    March 30, 2023
    This article is part of the series InDebted — South Carolina Public Radio's deep dive into the ecosystem of debt in the Palmetto State. Should high-interest loans come with warning labels? “I think that would work,” says Dr. Ozgur Ince, a professor of finance at the...